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Her interest was initially piqued when he seemed to have a similar background and heritage to her and they chatted for almost two months, often exchanging messages for at least two hours an evening.
There was only one thing that seemed a little odd to Jane: his syntax occasionally seemed a little unnatural for a native English-speaker, and when they spoke on the phone, something about his voice didn’t seem to match his pictures.
But then they suddenly need money for rent too, then food, then medical fees, and it can quickly escalate.
The female profile is in her 20s (29 was the most common age), and also has a high income.
Nancy is now facing bankruptcy, and although her case is extreme, the average victim of online dating fraud loses £10,000 according to Action Fraud.
“A lot of the online dating fraudsters we know are abroad.
They're in West Africa, Eastern Europe and it's very difficult for British law enforcement to take action against them in those jurisdictions,” Steve Profitt, Deputy Head of Action Fraud explains.
And a lot of the time, you’re not just talking to one person behind each profile - you could be exchanging messages with a circle of fraudsters acting together, according to KIS Finance.
But she was feeling vulnerable after the breakdown of her marriage and agreed to transfer him a smaller amount, despite admitting it sounded “crazy”.